MET CAPITAL GROUP LIMITED (vs. GUARANTY TRUST BANK GHANA LTD. AND LINKSFEILD RIDGE REALITY LTD [2021]DLSC10763

MET CAPITAL GROUP LIMITED (vs. GUARANTY TRUST BANK GHANA LTD. AND LINKSFEILD RID... [2021]DLSC10763

Date	2021-05-27
Suit No.	CIVIL APPEAL NO. J4/56/2020
Citation No.	[2021]DLSC10763

YEBOAH CJ (PRESIDING)

PWAMANG JSC

AMEGATCHER JSC

OWUSU JSC

AMADU JSC

EDWARD SAM CRABBE ESQ. FOR PLAINTIFF/APPELLANT/APPELLANT/ APPELLANT.

TONY LITHUR ESQ. WITH JENNIFER AMISSAH FOR 1ST DEFENDANT/CROSS APPELLANT/CROSS APPELLANT

[2021]DLSC10763
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													<main id="main" class="content" style="min-height: 60rem" >MET CAPITAL GROUP LIMITED<o:p></o:p>(PLAINTIFF/APPELLANT/APPELLANT)<o:p></o:p>vs.<o:p></o:p>GUARANTY TRUST BANK GHANA LTD. AND
LINKSFEILD RIDGE REALITY LTD<o:p></o:p>(DEFENDANT/CROSS
APPELLANT/CROSS/APPELLANT)<o:p></o:p>[SUPREME
COURT, ACCRA]<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">CIVIL
APPEAL NO. J4/56/2020 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;DATE: 27TH
MAY, 2021<o:p></o:p>

</div>COUNSEL:<o:p></o:p>EDWARD SAM CRABBE
ESQ. FOR PLAINTIFF/APPELLANT/APPELLANT/ APPELLANT.<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">TONY
LITHUR ESQ. WITH JENNIFER AMISSAH FOR 1ST DEFENDANT/CROSS
APPELLANT/CROSS APPELLANT <o:p></o:p>

</div>CORAM:&nbsp;&nbsp;&nbsp; <o:p></o:p>YEBOAH CJ (PRESIDING), PWAMANG JSC, AMEGATCHER JSC, OWUSU JSC, AMADU JSC<o:p></o:p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0cm;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>&nbsp;OWUSU (MS.), JSC:-<o:p></o:p>On 13th February, 2020, the Court of
Appeal, Accra, dismissed all the grounds of appeal filed by the plaintiff/appellant/appellant
(to be referred to as plaintiff). It also dismissed Grounds (i), (ii), (iii),
(iv), (v), (vii), and (viii) of the 1st Defendant’s/cross
appellant/appellant (to be referred to simply as 1st Defendant)
cross-appeal. Ground (vi) was upheld, whilst ground (ix) was upheld in part
with regard to the sum to be refunded.<o:p></o:p>Dissatisfied with the decision of the Court of
Appeal, the Plaintiff filed the instant appeal to the Supreme Court on the
following grounds;<o:p></o:p><p class="MsoListParagraphCxSpFirst" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:49.5pt;mso-add-space:auto;text-align:justify;
text-indent:-31.5pt;line-height:115%;mso-list:l4 level1 lfo1">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The Courts
below occasioned for the Plaintiff a grave miscarriage of justice when despite
the positive evidence on record, being 1st Defendant’s own record,
held that 1st Defendant actually issued the three Bank Guarantees
just because Plaintiff had erroneously believed that, the said Bank Guarantees
had been issued.<o:p></o:p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:49.5pt;mso-add-space:auto;text-align:justify;
text-indent:-31.5pt;line-height:115%;mso-list:l4 level1 lfo1">b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That the
findings of the Learned Justices that Plaintiff should refund bank charges
associated with the issuance of the Bank Guarantees out of the cash collateral
(US$550,000.00) is not borne out of the evidence on record.<o:p></o:p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:49.5pt;mso-add-space:auto;text-align:justify;
text-indent:-31.5pt;line-height:115%;mso-list:l4 level1 lfo1">c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That the
refusal of the Court of Appeal to enhance the award of general damages assessed
at five million Ghana cedis (GHc5,000,000.00 by the trial court in the special
circumstances of this suit is against the weight of evidence.<o:p></o:p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:49.5pt;mso-add-space:auto;text-align:justify;
text-indent:-31.5pt;line-height:115%;mso-list:l4 level1 lfo1">d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That the
Courts below ought to have exercised their discretion to enhance damages in the
sum of thirty million Ghana cedis (GH¢30,000,00</main>