[2022]DLCA11811 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:107%;font-family:"Book Antiqua",serif; color:#00B0F0">KENNEDY GYEKYE BOADU<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><i><span style="font-size:10.0pt;line-height:107%;font-family:"Book Antiqua",serif">(PLAINTIFF/APPELLEANT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:107%;font-family:"Book Antiqua",serif; color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:107%;font-family:"Book Antiqua",serif; color:#00B0F0">ZENITH BANK (GH) LTD.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><i><span style="font-size:10.0pt;line-height:107%;font-family:"Book Antiqua",serif">(DEFENDANT/RESPONDENT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;tab-stops:84.65pt center 3.25in"><span style="font-size:10.0pt; line-height:107%;font-family:"Book Antiqua",serif">[COURT OF APPEAL (CIVIL DIVISION), ACCRA]<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><span style="font-size:10.0pt;line-height:107%;font-family:"Book Antiqua",serif">SUIT NO. H1/50/2022 DATE: 21<sup>ST </sup>JULY 2022<o:p></o:p></span></p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0in;"> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;border:none; mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height:107%;font-family:"Book Antiqua",serif">COUNSEL<o:p></o:p></span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;border:none; mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><span style="font-size:12.0pt; line-height:107%;font-family:"Book Antiqua",serif">NANA AMA AMPONSAH FOR PLAINTIFF/APPELLANT<o:p></o:p></span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;border:none; mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><span style="font-size:12.0pt; line-height:107%;font-family:"Book Antiqua",serif">AWURAMA D. DARKWAH WITH HER RITA M. ANDOH FOR DEFENDANT/RESPONDENT<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 115%"><b><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">CORAM<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">HENRY A. KWOFIE</span><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman"">, J.A. (PRESIDING), P. BRIGHT MENSAH, J.A., </span><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">RICHARD ADJEI-FRIMPONG</span><span style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: "Times New Roman""> , J.A.<o:p></o:p></span></p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0in;"> <p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;border:none;mso-border-top-alt:solid windowtext 1.5pt; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height: 107%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:105%"><b><u><span style="font-size:12.0pt;line-height:105%;font-family:"Book Antiqua",serif; mso-bidi-font-family:Arial">BRIGHT MENSAH JA:<o:p></o:p></span></u></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:105%"><b><i><u><span style="font-size:12.0pt;line-height: 105%;font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial"> </span></u></i></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:150%"><span style="font-size:12.0pt;line-height:150%; font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">The High Court (Commercial Division), Accra after trial of the case the subject of the instant appeal, delivered its judgment on 28<sup>th</sup> day of May 2020 and dismissed the claim of the plaintiff/appellant herein. It is against the judgment of the lower court that this appeal has been launched on the grounds listed here below. That is to say:<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.5in;line-height:150%;mso-list:l6 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">i.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:150%; font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">The judgment is against the weight of evidence.<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.5in;line-height:150%;mso-list:l6 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">ii.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:150%; font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">The judge erred in law when he ruled that on a holistic interpretation<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial">of parties’ agreement, plaintiff/appellant did not live up to the <o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial">purpose and intendment of <b>Exhibit A</b> when as required under the<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial">agreement and industry practice plaintiff/appellant sold all <b>e-cash </b>purchased from defendant to various MTN subscribers.<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial"> <b><o:p></o:p></b></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.5in;line-height:150%;mso-list:l6 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">iii.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:150%; font-family:"Book Antiqua",serif;mso-bidi-font-family:Arial">The learned judge erred when he found that plaintiff/appellant engaged in round tripping using related entities when in fact no <o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial">evidence of return of <b>e-cash </b>back to defendant was established. <o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; line-height:150%"><span style="font-size:12.0pt;line-height:150%;font-family: "Book Antiqua",serif;mso-bidi-font-family:Arial"> </span></p><p class="MsoNormalCxSpMiddle" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.5in;line-height:150%;mso-list:l6 level1 lfo1"><!--[if !supp