[2023]DLCA16879 Login to Read Full Case <span style="font-size: 18px !important;"><div class="WordSection1"> <p class="MsoNormal" align="center" style="text-align:center"><a name="_Hlk152849886"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-bidi-font-family: Arial;color:#00B0F0">OSEI OWUSU ANSAH<i> <o:p></o:p></i></span></b></a></p> <p class="MsoNormal" align="center" style="text-align:center"><i><span lang="EN-US" style="font-size:10.0pt;font-family:"Book Antiqua",serif">(</span></i><i><span lang="EN-US" style="font-size:10.0pt;font-family:"Book Antiqua",serif;mso-bidi-font-family: Arial">PLAINTIFF/APPELLANT</span></i><i><span lang="EN-US" style="font-size:10.0pt; font-family:"Book Antiqua",serif">)<o:p></o:p></span></i></p> <p class="MsoNormal" align="center" style="text-align:center"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;color:#00B0F0">vs.<o:p></o:p></span></b></p> <p class="MsoNormal" align="center" style="text-align:center"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-bidi-font-family: Arial;color:#00B0F0">HFC BANK (GHANA) LTD AND O’SULLIVAN ESTATE LTD <o:p></o:p></span></b></p> <p class="MsoNormal" align="center" style="text-align:center"><i><span lang="EN-US" style="font-size:10.0pt;font-family:"Book Antiqua",serif">(DEFENDANTS/RESPONDENTS)<o:p></o:p></span></i></p> <p class="MsoNormal" align="center" style="text-align:center;tab-stops:84.65pt center 234.0pt"><span lang="EN-US" style="font-size:10.0pt; font-family:"Book Antiqua",serif">[COURT OF APPEAL, ACCRA]<o:p></o:p></span></p> <div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="text-align:justify;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-US" style="font-size:10.0pt; font-family:"Book Antiqua",serif">CIVIL APPEAL NO.: H1/184/2021 DATE: 23</span><span lang="EN-US" style="font-family: "Book Antiqua", serif;"><span style="font-size: 10px;">RD </span><span style="font-size: 10pt;">MARCH 2023<o:p></o:p></span></span></p> </div> <p class="MsoNormal" style="text-align:justify"><b><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif;mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">COUNSEL<o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">VICTOR LASSEY FOR THE DEFENDANTS/RESPONDENTS <o:p></o:p></span></p> <div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="text-align:justify;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif;mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">BOBBY BANSON FOR THE PLAINTIFF/APPELLANT<o:p></o:p></span></p> </div> <p class="MsoNormal" style="text-align:justify"><b><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif;mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:"Times New Roman"">CORAM</span></b><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif"><o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-bidi-font-family: Arial">HENRY KWOFIE (MR.) J.A (PRESIDING), ANTHONY OPPONG (MR.) J.A., SOPHIA ROSETTA BERNASKO ESSAH (MRS.) J.A.</span><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif"><o:p></o:p></span></p> <div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0cm;"> <p class="MsoNormal" align="center" style="text-align:center;border:none; mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:"Times New Roman"">JUDGMENT<o:p></o:p></span></b></p> </div> <p class="MsoBodyText" align="left" style="margin: 0.25pt 0cm 0.0001pt;"><b><span lang="EN-US" style="font-family:"Book Antiqua",serif"> </span></b></p> <p class="MsoNoSpacing"><b><u><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif">SOPHIA<span style="letter-spacing:-.05pt"> </span>R.<span style="letter-spacing:-.05pt"> </span>BERNASKO ESSAH<span style="letter-spacing: -.05pt"> </span>(MRS) <span style="letter-spacing:-.25pt">JA:</span><o:p></o:p></span></u></b></p> <p class="MsoNoSpacing"><span lang="EN-US" style="font-size:12.0pt;font-family: "Book Antiqua",serif"> </span></p> <p class="MsoNoSpacing"><span lang="EN-US" style="font-size:12.0pt;font-family: "Book Antiqua",serif">This is an appeal by the Plainti</span><span lang="EN-US" style="font-size:12.0pt;font-family:"Times New Roman",serif">ff</span><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif">/Appellant against a judgment of the High Court dated<span style="letter-spacing:2.0pt"> </span>19th<span style="letter-spacing:1.95pt"> </span>February,<span style="letter-spacing: 2.05pt"> </span>2020<span style="letter-spacing:2.1pt"> </span>in<span style="letter-spacing:2.05pt"> </span>which<span style="letter-spacing:2.05pt"> </span>the<span style="letter-spacing:2.1pt"> </span>trial<span style="letter-spacing:2.05pt"> </span>Court<span style="letter-spacing:2.05pt"> </span>dismissed<span style="letter-spacing:2.1pt"> </span>the<span style="letter-spacing:2.05pt"> </span>claims<span style="letter-spacing:2.05pt"> </span>of<span style="letter-spacing:2.1pt"> </span>the<span style="letter-spacing: 2.05pt"> </span>Plainti</span><span lang="EN-US" style="font-size:12.0pt; font-family:"Times New Roman",serif">ff</span><span lang="EN-US" style="font-size: 12.0pt;font-family:"Book Antiqua",serif;letter-spacing:2.1pt"> </span><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;letter-spacing: -.25pt">and </span><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif">entered<span style="letter-spacing:1.9pt"> </span>judgment<span style="letter-spacing:1.9pt"> </span>for<span style="letter-spacing:1.9pt"> </span>the<span style="letter-spacing: 1.9pt"> </span>Defendant/Respondent.<span style="letter-spacing:1.9pt"> </span>The<span style="letter-spacing:1.9pt"> </span>grounds<span style="letter-spacing:1.9pt"> </span>of<span style="letter-spacing:1.9pt"> </span>appeal<span style="letter-spacing:1.9pt"> </span>filed<span style="letter-spacing:1.9pt"> </span>on<span style="letter-spacing:1.9pt"> </span>24th February, 2020 were as follows:<o:p></o:p></span></p> <p class="MsoNoSpacing" style="margin-left:70.9pt;text-indent:-70.9pt;mso-text-indent-alt: -18.0pt;mso-list:l4 level1 lfo6"><!--[if !supportLists]--><i><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua""><span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span>i.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif">That<span style="letter-spacing:-.1pt"> </span>the<span style="letter-spacing:-.1pt"> </span>judgment<span style="letter-spacing:-.05pt"> </span>is<span style="letter-spacing:-.1pt"> </span>against<span style="letter-spacing:-.1pt"> </span>the<span style="letter-spacing:-.05pt"> </span>weight<span style="letter-spacing:-.1pt"> </span>of<span style="letter-spacing:-.05pt"> </span><span style="letter-spacing:-.1pt">evidence.</span><o:p></o:p></span></i></p> <p class="MsoNoSpacing" style="margin-left:70.9pt"><i><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif"> </span></i></p> <p class="MsoNoSpacing" style="margin-left:70.9pt;text-indent:-70.9pt;mso-text-indent-alt: -18.0pt;mso-list:l4 level1 lfo6"><!--[if !supportLists]--><i><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua""><span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span>ii.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;position: relative;top:-.5pt;mso-text-raise:.5pt">The<span style="letter-spacing:-.15pt"> </span>cost<span style="letter-spacing:-.15pt"> </span>awarded<span style="letter-spacing:-.15pt"> </span>by<span style="letter-spacing:-.1pt"> </span>the<span style="letter-spacing:-.15pt"> </span>learned<span style="letter-spacing:-.15pt"> </span>judge<span style="letter-spacing:-.15pt"> </span>against<span style="letter-spacing:-.1pt"> </span>the<span style="letter-spacing:-.15pt"> </span>Plainti</span></