BETTY DANSO vs THE SEED FUNDS SAVINGS AND LOANS LTD AND IGS FINANCIAL SERVICES [2023]DLHC16711

Date	2023-11-09
Suit No.	SUIT NO. CM/RPC/0504/2022
Citation No.	[2023]DLHC16711

HIS LORDSHIP JUSTICE FRANCIS OBIRI

NANA BOAKYE ADU-POKU

PATIENCE ACKAH

JAMES MENSAH KULLEY

STEPHANS AHENE-TRULY

KWESI AUSTIN

[2023]DLHC16711
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size:12.0pt;mso-bidi-font-size:
11.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">BETTY DANSO<o:p></o:p>(PLAINTIFF)<o:p></o:p><span style="font-size:12.0pt;mso-bidi-font-size:
11.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">vs.<o:p></o:p><span style="font-size:12.0pt;mso-bidi-font-size:
11.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">THE SEED FUNDS SAVINGS AND
LOANS LTD.<o:p></o:p>(DEFENDANT)<o:p></o:p><span style="font-size:12.0pt;mso-bidi-font-size:
11.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">AND<o:p></o:p><span style="font-size:12.0pt;mso-bidi-font-size:
11.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">IGS FINANCIAL SERVICES<o:p></o:p>(RESPONDENT)<o:p></o:p>[HIGH
COURT, ACCRA]<o:p></o:p>&nbsp;<div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: black; padding: 0cm 0cm 1pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:normal;mso-pagination:none;text-autospace:none;border:none;
mso-border-bottom-alt:solid black 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><a name="_heading=h.gjdgxs"></a>SUIT NO. CM/RPC/0504/2022&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 9TH NOVEMBER
2023 <o:p></o:p>

</div>COUNSEL<o:p></o:p>NANA
BOAKYE ADU-POKU FOR PLAINTIFF/RESPONDENT<o:p></o:p>PATIENCE
ACKAH FOR JAMES MENSAH KULLEY FOR DEFENDANT/APPLICANT<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

STEPHANS AHENE-TRULY FOR KWESI AUSTIN FOR RESPONDENT<o:p></o:p>

</div>CORAM<o:p></o:p>HIS
LORDSHIP JUSTICE FRANCIS OBIRI<o:p></o:p><div style="border-top-width: 1.5pt; border-top-color: black; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: black; border-right: none; padding: 1pt 0cm;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:normal;mso-pagination:none;text-autospace:none;
border:none;mso-border-top-alt:solid black 1.5pt;mso-border-bottom-alt:solid black 1.5pt;
padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">RULING<o:p></o:p>

</div>&nbsp;I
have listened to the submissions for and against the motion to join Seed Funds,
Savings and Loans Ltd. to this case as 2nd Defendant.<o:p></o:p>I
have read all the documents filed in this application in support of the motion
for joinder and in opposition.<o:p></o:p>Under
Order 4 rule 5(2) (b) of C.I. 47, the Court at any stage of proceedings may on
such terms as it thinks just, either of its own motion or upon an application
order any person who ought to have been joined as a party or whose presence
before the Court is necessary to ensure that all matters in dispute in the
proceedings are effectively and completely determined and adjudicated upon to
be added as a party.<o:p></o:p>The
test as to whether a person is a necessary party will depend on the
circumstances of each case.<o:p></o:p>See: BONSU &amp; ANOTHER v BONSU
[1971] 2 GLR 242<o:p></o:p>SOON
BOON SEO v GATEWAY WORSHIP CENTRE [2008-2009] 1 GLR 21 SC<o:p></o:p>A
person in this context can be either artificial or natural person. In this case,
the Plaintiff is alleging that she placed her money as investment with the
Defendant. However, the Defendant has defaulted in its repayment upon maturity
of the investment.<o:p></o:p>The
Defendant is also alleging, that it also placed the Plaintiff investment with
the Respondent herein who has allegedly failed to repay it for it to also repay
the Plaintiff. Therefore, as between the Plaintiff and the Defendant, there is privity
of contract between them.<o:p></o:p>