STANBIC BANK GHANA LIMITED vs. DANNY PRAISE COMPUTERS & 2 ORS [2023]DLHC17149

Date	2023-12-08
Suit No.	SUIT NO. CM/MISC/0587/2022
Citation No.	[2023]DLHC17149

HIS LORDSHIP JUSTICE FRANCIS OBIRI

HENRY MYLES-MILLS

MATTHEW APPIAH

GERTRUDE FAFA

<p class="mb-5" id="contentDlCitation"  hidden>[2023]DLHC17149</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><b><span style="font-size:12.0pt;font-family:
&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:
&quot;Book Antiqua&quot;;color:#00B0F0">STANBIC BANK GHANA LIMITED<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><i><span style="font-size:10.0pt;mso-bidi-font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">(APPLICANT/RESPONDENT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><b><span style="font-size:12.0pt;font-family:
&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:
&quot;Book Antiqua&quot;;color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><b><span style="font-size:12.0pt;font-family:
&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:
&quot;Book Antiqua&quot;;color:#00B0F0">DANNY PRAISE COMPUTERS &amp; 2 ORS<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><i><span style="font-size:10.0pt;mso-bidi-font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">(RESPONDENTS/APPLICANTS)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-top:0cm;margin-right:-2.5pt;
margin-bottom:0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:center;
line-height:normal;mso-pagination:none;text-autospace:none"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;">[HIGH
COURT, ACCRA]<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:-2.5pt;margin-bottom:
0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:justify;line-height:
normal;mso-pagination:none;tab-stops:168.75pt 278.15pt;text-autospace:none"><span style="font-size:10.0pt;mso-bidi-font-size:12.0pt;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p></span></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: black; padding: 0cm 0cm 1pt; margin-left: 4.5pt; margin-right: -2.5pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:normal;mso-pagination:none;text-autospace:none;border:none;
mso-border-bottom-alt:solid black 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><a name="_heading=h.gjdgxs"></a><span style="font-size:10.0pt;mso-bidi-font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">SUIT NO. CM/MISC/0587/2022&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE:
8<sup>TH</sup> &nbsp;DECEMBER, 2023<o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-top:0cm;margin-right:-2.5pt;margin-bottom:
0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:justify;line-height:
normal;mso-pagination:none;text-autospace:none"><b><span style="font-size:12.0pt;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;">CORAM<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-top:0cm;margin-right:-2.5pt;margin-bottom:
0cm;margin-left:4.5pt;margin-bottom:.0001pt;text-align:justify;line-height:
normal;mso-pagination:none;text-autospace:none"><span style="font-size:12.0pt;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">HIS LORDSHIP JUSTICE FRANCIS OBIRI<o:p></o:p></span></p><div style="border-top-width: 1.5pt; border-top-color: black; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: black; border-right: none; padding: 1pt 0cm; margin-left: 4.5pt; margin-right: -2.5pt;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:normal;mso-pagination:none;text-autospace:none;
border:none;mso-border-top-alt:solid black 1.5pt;mso-border-bottom-alt:solid black 1.5pt;
padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm"><b><span style="font-size:12.0pt;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;">RULING<o:p></o:p></span></b></p>

</div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,serif;mso-bidi-font-family:Tahoma;mso-ansi-language:
EN-GB">On 21<sup>st</sup> April, 2023, the 1<sup>st</sup> and 2<sup>nd</sup>
Respondents/Applicants (hereinafter called the Applicants) filed a motion
before this court. The motion is seeking an order to strike out the originating
motion of the Applicant/Respondent (hereinafter called the Respondent). The
motion is supported by affidavit. I wish to quote the relevant paragraphs of
the affidavit in this ruling. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-36.0pt;
line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-bidi-font-family:Tahoma;mso-ansi-language:
EN-GB">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That I have the consent
of the 1<sup>st</sup> Respondent/Applicant to depose to this instant affidavit
in support on our joint behalf and benefit.<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-36.0pt;
line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-bidi-font-family:Tahoma;mso-ansi-language:
EN-GB">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That the
Applicant/Respondent herein by an originating motion filed on the 6<sup>th</sup>
July, 2022 invoked the jurisdiction of this Honourable Court for an order to be
made against the Respondents/Applicants herein for Reserve price and warrant
for Possession of Collateral.<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-36.0pt;
line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-bidi-font-family:Tahoma;mso-ansi-language:
EN-GB">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That upon receipt of the
said Application, myself and the 1<sup>st</sup> Respondent/Applicant filed
affidavit in opposition on 19<sup>th</sup> October, 2022.<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-36.0pt;
line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-bidi-font-family:Tahoma;mso-ansi-language:
EN-GB">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That the premise of the
Applicant/Respondent’s application is to foreclose the properties that were
used as collateral in securing a loan facility from their outfit.<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;margin-bottom:.0001pt;text-align:justify;text-indent:-36</main>